Frequently Asked Questions

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We offer a range of life insurance options including term life, whole life, and universal life insurance.

The amount of life insurance you need will depend on factors such as your income, debts, and family's financial needs. Our agents can help you determine the appropriate amount of coverage.

Term life insurance provides coverage for a specified term, while whole life insurance provides coverage for your entire life and includes a savings component.

Most people can enroll during their Initial Enrollment Period, which starts three months before turning 65. I also help with Annual Enrollment and Special Enrollment Periods.

Medicare Advantage combines hospital, medical, and often drug coverage in one plan. Supplement plans help pay out-of-pocket costs not covered by Original Medicare. I’ll help you compare both.

It’s Maryland’s official health insurance marketplace. I’m an authorized broker and can help you explore ACA plans for individuals, families, and small businesses.

Yes — many people qualify for subsidies based on income. I’ll walk you through the options and help you apply.

Absolutely. I guide employers through Maryland Health Connection’s SHOP exchange to find affordable group plans for their teams.

I offer term, whole life, and final expense plans — all tailored to your goals and budget.

Yes! I offer standalone and bundled options for dental, vision, hearing, and more.

No — my services are at no cost to you.  I’m here to help you understand your options and enroll with confidence.

You can call, email, or use the contact form on this site. I offer in-person, phone, and virtual appointments.